Credit, Cash & Co-Dependency: How the Way You Were Raised Affects Your Decisions About Money

Book Description

Speaking from experience, personal and professional, Dr. Kaye shows you how to recognize problems that surround compulsive spending and hoarding, how to work on recovery, and how to develop happy, healthy monetary habits. Do you spend your paycheck before you get it? Do you borrow from MasterCard to pay VISA? Do you sweat when you have to spend money on necessities? Do you save carefully and then binge spend? You may have a money dysfunction says Yvonne Kaye. Whether its over-spending or under-spending, handling money can be troublesome. Kaye, a therapist who specializes in co-dependency, Adult Child issues, and grief, knows that attitudes toward money are rooted in childhood.

Customer Reviews:

A must if you have money problems........1998-09-07

As a psychologist, I suggest this book for anyone who has recurrent money problems. It asks the right questions and helps you find some helpful answers to get this aspect of your life in order.

I highly recommend this book.

Excellent.......1997-07-29

I found this book to be excellent as far as dealing with debt and money problems. Yvonne Kaye is a counselor who happens to live in my local area and gives many seminars. She writes like someone who knows what they are talking about on the subject because she does know, she was a person who self-describes herself as a person who was in debt, addicted to the spending/debt habit and was co-dependent in it. Yvonne Kaye is direct. She also points out that just because you're rich doesn't mean you don't have money problems! She is also lighthearted and has a sense of humor about all of it. I would recommend this book highly to anyone who is in need of getting out of debt and in a financial bind. M. Wood - AOL Subscriber and Amazon Customer (Wmonica@aol.com) I would recommend this book to anyone who is struggling with debt

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Essential for any professional assisting a Family Business

A valuable book for understanding family business dynamics -

A must read for the non-family member of a family business!

Practical guidelines for family owned/operated businesses.

A work well done

You Can't Fire Me I'm Your Father: What Every Family Business Should Know
Neil N. Koenig
Manufacturer: Hillsboro Press
ProductGroup: Book
Binding: Hardcover

Communications | Skills | Business & Investing | Subjects | Books
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ASIN: 1577361202

Book Description

This book addresses issues that matter to families in business together. The author has thirty years' experience in dealing with family business owners. He presents fifty-five best practices for family businesses, including how to get along with family members at work, how to handle sibling rivalry, how to honor one's parents, how to give helpful performance feedback and more.

Customer Reviews:

Essential for any professional assisting a Family Business.......1999-08-14

Outstanding work and an easy read. Understanding the many dynamics that can and often do take place in a family business is very critical. The family members as well as the advisers need to be familiar with the challenges and issues they are sure to face. This work should be required reading for any professional that assists family businesses. I will give a copy of this enlightening work to all my family business clients.

A valuable book for understanding family business dynamics -.......1999-08-03

In my practice, as a management consultant who specializes in assisting financially troubled companies through times of crisis, I have frequently encountered business decisions that are made on the basis of family considerations having little to do with sound business practices. Koenig's practical advise and code of conduct for family businesses should be required reading for anyone involved in guiding a family enterprise

A must read for the non-family member of a family business!.......1999-07-10

In a former life I was a non-family member of senior management for a family owned and operated business. If I would have had access too and read the material Dr. Koenig presents in this book then, I would look much younger now! This book makes me see how much more effective I could have been by simply understanding the impact that family decisions had on business decisions. I couldn't understand then that simple issues like Thanksgiving Dinner Plans can have a great impact on things like Strategic Plans. The common sense displayed in dealing with such a huge volume of material made for easy reading and more important, easy application. I recommend this book for anyone trying to assist a family in making their company what they want it to be. G Ransdell President/CEO AEI Environmental, Inc.

Practical guidelines for family owned/operated businesses........1999-07-07

I am currently a small business owner/operator. I have also had some 30 plus years in international development. Dr. Koenig's book offers some first rate, common sense guidelines to private, family owned and operated business entrepreneures. In that context, the book transcends international bounderies. I'd recommend the book to anyone, not just American readers. I would particularly recommend the book to heads of family busnesses that are about to retire and turn over management. New entrepreneurs in Eastern Europe and the Former Soviet Union will find this book particularly helpful.

A work well done.......1999-07-03

It was a delightful experience to purchase a copy of your book and read it this last weekend during my travels back and forth to Canada. Your style of writing and the selection of personal situational venues gave me the feeling that I was there with you. I could just see you interacting with the different family members in the personal, cordial style for which you are well known. I even got a little bit of personal encouragement from different sections of the book. A work well done and a work needed by families doing business together.

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You Can't Fire Me, I'm Your Father
Neil N. Koenig
Manufacturer: Kiplinger Books
ProductGroup: Book
Binding: Hardcover

General | Business & Investing | Subjects | Books

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Keep the Family Baggage Out of the Family Business: Avoiding the Seven Deadly Sins That Destroy Family Businesses

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ASIN: 0938721747

Book Description

When family and business meet, the result can be great reward and satisfaction or great tension and even greater heartache.

Book Description

Despite advances in modeling, such as graphical user interfaces, the use of GIS layers, and databases for developing input files, the approaches to modeling phosphorus (P) have not changed since their initial development in the 1980s. Current understanding of P processes has evolved and this new information needs to be incorporated into the current models. Filling this need, Modeling Phosphorus in the Environment describes basic approaches to modeling P, how the current models implement these approaches, and ways to improve them. The book sets the scene with a review of general approaches to modeling runoff and erosion, P in runoff, leaching of P, stream processes that affect P, and an examination of the important issue of model uncertainty. It describes state-of-the-science watershed-scale P transport models including dynamic semi-disturbed models, models of intermediate complexity, and two lumped models. Phosphorus Indexes (PIs) represent one end of the modeling spectrum and the book takes a comprehensive look at PIs developed in each state, and illustrates some of the problems encountered when incorporating PIs into farm-scale manure management software. The book discusses monitoring data, which is critical for calibrating models, and concludes with suggestions for improving the modeling of P. From researching mechanisms to applying regulations, the uses of phosphorus models have increased as our knowledge of the effects of phosphorus in the environment has increased. Drawing on contributions from experts, the book gives you the tools to select the model that best fits your needs.

Growth of Tropical Rain Forest Trees as Dependent on Phosphorus Supply: Tree Saplings Differing in Regeneration Strategy and Their Adaptations to a Low ... Environment in Guyana (Tropenbos Series)

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Growth of Tropical Rain Forest Trees as Dependent on Phosphorus Supply: Tree Saplings Differing in Regeneration Strategy and Their Adaptations to a Low ... Environment in Guyana (Tropenbos Series)
D. Raaimakers
Manufacturer: Tropenbos International
ProductGroup: Book
Binding: Paperback

Organic Phosphorus in the Environment (Cabi Publishing)

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Organic Phosphorus in the Environment (Cabi Publishing)

Manufacturer: CABI
ProductGroup: Book
Binding: Hardcover

Environmental Science | Earth Sciences | Science | Subjects | Books

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ASIN: 0851998224

Book Description

Phosphorus is essential for life, yet is often the element most limiting for biological productivity. Although most organisms take up phosphorus in an inorganic form, organic forms frequently dominate in soils and aquatic systems. Up to this point, the role of organic phosphorus and mechanisms for its dynamics have been poorly understood. However, recent advances in research have shed new light on the subject and this book brings together these advances. It covers the transformation and characterization of organic phosphorus in both terrestrial and aquatic systems. It will attract a broad range of scientists from several disciplines.

Phosphorus: Agriculture and the Environment (Agronomy)

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Phosphorus: Agriculture and the Environment (Agronomy)
Andrew N. Sharpley
Manufacturer: American Society of Agronomy-Crop Science Society of America-Soil Science Society of America
ProductGroup: Book
Binding: Hardcover

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Chemical Processes in Soils (Soil Science Society of America Book)

ASIN: 0891181571

Product Description

Phosphorus and its effect on the environment have become hotly contested issues by watershed managers, farmers, lakeside property owners, regulatory agencies, and politicians. This 1121 page monograph is a thorough discussion by 78 experts on topics ranging from the properties and sources of phosphorus in agriculture to strategies for its management in the environment. Learn about phosphorus and sources for agriculture, production and characteristics,reactions and cycling in soils, plant nutrition and crop management, animal nutrition, and more.

Chemical characterization of soil phosphorus and organic matter in different cropping systems in Maine, U.S.A. [An article from: Agriculture, Ecosystems and Environment]

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Chemical characterization of soil phosphorus and organic matter in different cropping systems in Maine, U.S.A. [An article from: Agriculture, Ecosystems and Environment]
T. Ohno , T.S. Griffin , M. Liebman , and G.A. Porter
Manufacturer: Elsevier
ProductGroup: Book
Binding: Digital

Elsevier | By Publisher | e-Docs | Formats | Books
ASIN: B000RR1PDW

Book Description

This digital document is a journal article from Agriculture, Ecosystems and Environment, published by Elsevier in 2005. The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.

Description:
To minimize purchased inputs, sustainable agriculture systems often use green- or animal-manure as a nitrogen source for crops. The addition of these materials also have positive impacts on soil phosphorus (P) availability. This study was conducted to investigate the effects of animal- and legume-based cropping systems in place for 5-13 years on the chemistry of organic matter and soil P. Two cropping systems, Potato Ecosystem (ECO) located in Presque Isle, ME, U.S.A. and Grass Fertility (GF) located in Stillwater, ME, U.S.A. received animal manure. Two others, Liebman E Rotation (LER) in Stillwater, ME, U.S.A. and Porter Rotation (PR) in Presque Isle, ME, U.S.A. were primarily legume-based rotations. Estimated difference in carbon input (ha^-^1year^-^1) between the amended and control plots were: ECO, 8100kg C; GF, 1010kg; LER, 950kg C; and PR, 415kg C. The dissolved organic carbon (DOC) concentration was higher (P < 0.10) in the treatment that received animal manure than those which only received legume residue. The E2/E3 spectrophotometric test indicated that the DOC extracted from the ECO manure-treated plots was more humified than that from the ECO control plots. There were no significant differences between the amended and control treatments in Olsen P or total P for all the tested cropping systems. Similar to that of the DOC response, the ECO cropping system that received animal manure recorded higher concentrations of water soluble P (P < 0.05). There was a linear relationship between DOC and water-soluble P concentrations of the soil:water extract across soils, indicating a positive relationship between them. To determine the effects of the different cropping systems on P bioavailability, a simulation model was used to study how changes in P soil chemistry may affect P uptake by crops. The simulation runs showed that predicted P uptake was greater for the animal manure based ECO and GF systems, but not for the legume based LER and PR systems (P < 0.05). This study shows that cropping systems that include animal manure may increase soil P availability.

Downward movement of phosphorus in paddy soil installed in large-scale monolith lysimeters [An article from: Agriculture, Ecosystems and Environment]

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Downward movement of phosphorus in paddy soil installed in large-scale monolith lysimeters [An article from: Agriculture, Ecosystems and Environment]
Y.H. Shan , L.Z. Yang , T.M. Yan , and J.G. Wang
Manufacturer: Elsevier
ProductGroup: Book
Binding: Digital

Elsevier | By Publisher | e-Docs | Formats | Books
ASIN: B000RR52EA

Book Description

This digital document is a journal article from Agriculture, Ecosystems and Environment, published by Elsevier in . The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.

Description:
Soils around Taihu Lake area, located in Yangtze River Delta (Jiangsu Province, China), have been continuously applied with phosphorus (P) fertilizer for at least 40 years and growing rice (Oryza sativa L.) under water submergence in summer, in rotation with wheat (Triticum aestivum L.) in winter. Because of the accelerated eutrophication of Taihu Lake, there is great concern as to whether P from rice cropping systems is one of the non-point pollutants responsible for the eutrophication. The experiment was carried out with five treatments and four random arranged replications under rice and wheat rotation on Gleyi-stagnic Anthrosols installed in large-scale monolith lysimeter from 2002 to 2003, and soil water penetration rate was adjusted to 3-5mmd^-^1, a typical rate in corresponding field soil. The leachate samples were collected at certain intervals for analysis of dissolved P. Soil samples were collected for P fractionation after rice was harvested in 2003. Data indicated that there was no correlation between concentration of dissolved P in leachates (at the 70cm depth) and the P fertilization rates under present experiment condition, suggesting that the soil still had strong affinity to P despite long history of continuous P fertilization. However, considerable number of leachate samples, collected particularly in early submergence, contained P at concentrations that could cause eutrophication. Calculated leaching losses of P were 0.11 and 0.071kgPha^-^1 in 2002 and 2003, respectively. More P fertilizer application resulted in more accumulation at top soil layer and deeper downward P movement in soil profile. Downward movement of Olsen-P, Al-P, and Ca"2-P was observed in deeper soil layers than that of Fe-P and Ca"8-P, and accumulation of Fe-P and Al-P were quantitatively more significantly than Ca"2-P and Ca"8-P.

Dynamics of diffusive soil phosphorus in two grassland experiments determined both in field and laboratory conditions [An article from: Agriculture, Ecosystems and Environment]

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Dynamics of diffusive soil phosphorus in two grassland experiments determined both in field and laboratory conditions [An article from: Agriculture, Ecosystems and Environment]
C. Stroia , C. Morel , and C. Jouany
Manufacturer: Elsevier
ProductGroup: Book
Binding: Digital

Elsevier | By Publisher | e-Docs | Formats | Books
ASIN: B000PC6ING

Book Description

This digital document is a journal article from Agriculture, Ecosystems and Environment, published by Elsevier in 2007. The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.

Description:
This work aimed to test the ability of laboratory experiments to predict long term changes in plant-available soil P in two grassland experiments carried out on a Luvisol (Erce, French Pyrenees) and a Brunisol (Gramond, Massif Central, central France) since 1999 and 1998, respectively. Each experiment consisted of two annual rates of N and P fertilization arranged in four randomised blocks. Dry matter yields and P contents were measured for each cut, and P off-take and P balance were calculated every year and accumulated over years of experimentation. The ionic P concentration in solution (Cp) was also determined almost every year for both sites. Results showed that a close linear correlation existed between Cp values and the cumulative P balance. Plant-available P was assessed in laboratory experiments (soil suspension (1g:10mL) at steady-state) as the sum of the amount of P ions in soil solution (Pw) plus the associated gross amount (Pr) of P ions bound to the soil solid phase that buffers the soil solution P by diffusion over time (t). The Pw values were calculated by multiplying the P ion concentration in solution (Cp) by the volume/mass ratio. The isotopic labelling of P ions in solution and the dilution principle were used to determine Pr values. The dynamics of Pr versus (Cp, t) was accurately described by the Freundlich kinetic equation (Pr=vCp^wt^p, with Pr

The effect of grass buffer strips on phosphorus dynamics-A critical review and synthesis as a basis for application in agricultural landscapes in France ... Agriculture, Ecosystems and Environment]

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The effect of grass buffer strips on phosphorus dynamics-A critical review and synthesis as a basis for application in agricultural landscapes in France ... Agriculture, Ecosystems and Environment]
J.M. Dorioz , D. Wang , J. Poulenard , and D. Trevisan
Manufacturer: Elsevier
ProductGroup: Book
Binding: Digital

Elsevier | By Publisher | e-Docs | Formats | Books
ASIN: B000PAU3DY

Book Description

This digital document is a journal article from Agriculture, Ecosystems and Environment, published by Elsevier in 2006. The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.

Description:
Recommending the use of ''grass buffer strips'' to control diffuse P transfer has become well accepted among extension advisors, agricultural consultants, planners, and other practitioners that influence the structure of the agricultural landscape. These grassed areas are put in place to capture the P contained in runoff from source fields. They are designed to function as a filter and a sediment trap although it is often unclear what the long-term disposition of the accumulated P may be. The objective of this work was to determine if the available scientific literature justifies the continued recommendation of this approach in the prevention of phosphorus movement from agricultural soils to surface waters. We employed a theoretical analysis of the mechanisms of the buffering effect and the specific behaviour of phosphorus in typical grass buffer strips to establish the critical set of literature applicable to this question. An adequate body of literature exists describing many aspects of P dynamics and the short-term functioning of grass buffer strips over their seasonal cycles. Despite variable results in a diversity of landscape contexts, overall, the use of grass buffer strips appears to provide useful short-term functions in the reduction of P transport to surface waters. Long-term benefits remain questionable given the relatively short-term use of this approach in P reduction and the lack of long-term experimental results, but this current lack of data is not sufficient to deter the continued incorporation of grass buffer strips in the landscape of French agricultural. Additionally, a more comprehensive conceptual model integrating the short-term functioning of grass buffer strips with seasonal cycles and the long-term consequences of cumulative storage emerged from our synthesis.

Effectiveness of buffer strips in removing pollutants in runoff from a cultivated field in North-East Italy [An article from: Agriculture, Ecosystems and Environment]

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Effectiveness of buffer strips in removing pollutants in runoff from a cultivated field in North-East Italy [An article from: Agriculture, Ecosystems and Environment]
M. Borin , M. Vianello , F. Morari , and G. Zanin
Manufacturer: Elsevier
ProductGroup: Book
Binding: Digital

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ASIN: B000RR1Q3Q

Book Description

This digital document is a journal article from Agriculture, Ecosystems and Environment, published by Elsevier in 2005. The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.

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Buffer strips are an efficient and economical way to reduce agricultural nonpoint source pollution. Local researches are necessary to gain information on buffer performance, with particular emphasis on narrow buffers. The effect of a 6m buffer strip (BS) in reducing runoff, suspended solids and nutrients from a field growing maize, winter wheat and soybean was assessed in a field experiment conducted in North-East Italy during 1998-2001. The BS was composed of two rows of regularly alternating trees (Platanus hybrida Brot.) and shrubs (Viburnum opulus L.), with grass (Festuca arundinacea L.) in the inter-rows. The BS reduced total runoff by 78% compared to no-BS, in which cumulative runoff depth was 231mm over 4 years. With no-BS runoff appeared to be influenced mostly by total rainfall, while with BS maximum rainfall intensity was more important. The filtering effect of the BS reduced total suspended solids (TSS), particularly after the second year, when the median yearly concentrations ranged from 0.28 to 0.99mgL^-^1 and were smaller than 0.14mgL^-^1, with no-BS and with BS respectively. The combination of lower concentrations and runoff volumes significantly reduced TSS losses from 6.9 to 0.4tha^-^1 over the entire period. A tendency to increased concentrations of all forms of N (total, nitrate and ammonium) while passing through the BS was observed, but total N losses were reduced from 17.3 to 4.5kgha^-^1 in terms of mass balance. On the contrary, P concentrations were unmodified (soluble P), or lowered (total P) by the BS, reducing total losses by about 80%. The effect on total P, composed mainly of sediment-bound forms, was related to particulate settling when passing through the BS. A numerical index (Eutrophic Load Index), integrating water quality and runoff volumes, was created to evaluate the eutrophication risk of runoff with or without the BS. It showed that the BS effect was mostly due to a reduction of runoff volumes rather than improving the overall water quality.

Effects of local factors on plant species richness and composition of Alpine meadows [An article from: Agriculture, Ecosystems and Environment]

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Effects of local factors on plant species richness and composition of Alpine meadows [An article from: Agriculture, Ecosystems and Environment]
L. Marini , M. Scotton , S. Klimek , J. Isselstein , and P
Manufacturer: Elsevier
ProductGroup: Book
Binding: Digital

Management | Management & Leadership | Business & Investing | Subjects | Books

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ASIN: B000PDSJN2

Book Description

This digital document is a journal article from Agriculture, Ecosystems and Environment, published by Elsevier in 2007. The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.

Description:
The determinants of plant species richness and composition of meadows are often mutually related, showing joint effects on plant diversity. Thus, the specific objective of this paper was to evaluate the relative importance of soil, topography, and field management explanatory variables on plant species richness and composition of mown meadows in an area of the Southern Alps. The data consisted of 159 taxa sampled during the summer of 2003 in 56 10x10m^2 sampling plots. For each plot, 25 explanatory variables were recorded. The variation in species richness and composition was divided into the three sets of explanatory variables using a variation partitioning method. Species richness was mostly controlled both by the short-term effect of nitrogen fertilisation, and, as stressed by studies in other landscape contexts in Europe, by the long-term effect of soil phosphorus accumulation. The decrease of plant species number on the most fertile meadows was the consequence of the dominance of few competitors or ruderals, which prevented the establishment of small stress-tolerant species. In contrast to species richness, plant species composition presented an important pure effect of topography (altitude and slope). Species composition depended on several topography, soil, and field management factors. Thus, for both conservation and restoration of species-rich hay meadows, it is necessary to maintain a low level of soil P content, and to prevent the abandonment of parcels on steep slopes and in marginal areas, because these hosted the highest level of plant diversity.

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