Retire Rich: The Baby Boomer's Guide to a Secure Future

Amazon.com

While once declaring it would never trust anyone over 30, the baby boom generation is now marching inexorably toward retirement. And, true to form, it is generally underprepared for the financial realities that lie ahead. In Retire Rich, Bambi Holzer comes to the rescue with a solid introduction to the basics for the uninitiated thirty- or fortysomething who recognizes that retirement planning should really be well underway by now. Through illustrations and a series of questions and worksheets, Holzer helps readers determine the amount they must put away to meet their individual future needs. She then introduces the various savings and investment strategies that can be used to realize those goals. "We know retirement will be completely different for us than it was for our parents. Corporate pensions have changed. Social Security, if we get any at all, won't be enough. And most of us haven't saved as much as we should have," Holzer writes. Her book gets the ball rolling by explaining, in simple language, the difference between various retirement plans, the mechanics of stock and bond markets, the mysteries of mutual funds, and the best ways to combine them all into a nest egg for the not-so-distant future. --Howard Rothman

Book Description

Enjoy the retirement you dream of—this remarkable new book shows you how to take control of your financial future now!

"With Bambi's help and advice, a person truly can plan successfully for a secure retirement. Every baby boomer will benefit from reading this book." —Donald A. Connelly, Senior Vice President, Putnam Investments.

"Entrepreneurs lose sleep worrying about managing their money every night. Bambi Holzer's readable book provides clear, in-depth strategies for managing your personal funds, pensions, and investments." —Jane Applegate, author of 201 Great Ideas for Your Small Business.

"If you're starting to think about investing for retirement, follow this clear, easy-to-understand road map to financial survival. Whether you're just doing your homework or actively saving for the future, this guide will help you become more $avvy faster. Don't invest without reading Bambi Holzer's book first." —David Horowitz, consumer advocate, Fight Back! Productions.

"An accurate and practical resource, easily understandable by nontechnical readers—boomer or not." —Dennis Duitch, Senior Partner, Duitch, Franklin & Company, LLP.

"I've always been most impressed with the way Bambi understands the nuances of the overall retirement picture. She's able to give valuable input on any related matter. And this book proves it. It's an easy read, and understandable too. Even for a baby boomer CPA like me!" —Martin E. Fox, CPA, Bernstein, Fox, Whitman & Company LLP.

Retire Rich gives you all the information and guidance you need to start a disciplined program of planning, saving, and investing for retirement right now. Written specifically for the unique needs of the baby boom generation, this practical, nontechnical guide shows you how to take action that can mean the difference between a comfortable retirement and just getting by.

What does retirement mean to you?

Will your retirement be a comfortable and enjoyable new stage of adulthood, or a time of uncertainty, strict economizing, and reduced options? As retirement planning guru Bambi Holzer explains, the choice is yours—but the time to act is now, while you're still earning a steady income.

Written by a baby boomer for baby boomers, Retire Rich addresses the unique concerns of the generation that will not have all the safety nets of the past. This realistic, down-to-earth book spells out the steps you can take right now to secure the retirement you want, rather than one you might get stuck with.

Retire Rich gives you the information you need wherever you are in your current investment planning. If you're starting late, you still can make up for lost time by taking advantage of tax-sheltered retirement programs and by careful monitoring of your investment assets. If you're off to an early start, you'll find the necessary motivation to keep setting aside money to increase your investment options and achieve true financial security much sooner than you may have thought possible.

In clear, nontechnical terms, Retire Rich takes the fear and mystery out of planning, saving, and investing for the future. Step by step, it helps you overcome inertia and guides you through the process of building a secure retirement. You will learn how to:

Realistically visualize how you want to live after you've retired
Accurately estimate—in dollars and cents—your retirement expenses and income needs
Determine how much you need to save to meet your goals
Make the most of retirement plans and customize a plan that is right for you, using IRAs, 401(k)s, Keoghs, tax-deferred annuities, and company-sponsored plans
Invest for retirement—manage asset allocation and master the fundamentals of stocks, bonds, Treasury bills, mutual funds, and more
Monitor your assets to keep your retirement plan on track.

Enhanced by helpful charts, tables, and worksheets, Retire Rich offers you a golden opportunity to secure your financial future and enjoy the peace of mind that comes with taking charge of this very important part of your life.

Customer Reviews:

This book rates 10 stars!.......1998-10-09

I have always been intimidated by the language, numbers, and ins-and-outs of investing and retirement planning. The literature I have read in the past was always too technical and assumed I knew things I didn't. Well, for me, Retire Rich... could have been titled: Everything You Always Wanted to Know about Successfully Planning for Retirement But Were Afraid to Ask. This book provided me with in-depth, intelligent information that I have wanted and needed to help me make plans for my future in a very clear, non-threatening, easy-to-read style. I have gained so much knowledge and confidence from it! I plan to give copies of this book to my 30/40/50Something friends and family! Many thanks and cheers to the authors of this timely and informative book!

insightful.......1998-05-04

My husband shared "Retire Rich" with me. Even though he has been in the financail services business for 20 years, I have to admit I never really understood all the concepts necessary to feel comfortable with what we have been able to save. "Retire Rich" led me through the maze of complex financial terms/concepts and explained them in words and examples that I quickly grasped. I found myself saying "I never knew that" or "I see" scores of times as I read through the book. I especially liked the style in which the book is written, it doesn't talk down or up to me. In a nutshell, "Retire Rich" answers questions that every spouse asks.

Customer Reviews:

Lauren S.......2006-08-30

There could not be a better time to read this book. As our attention has been turned to the Middle East, no matter what your political beliefs, you can see how Israel's actions can be considered lessons that apply to the business world. Far more interesting than a traditional how-to business book, these lessons are equally important and presented in a more pertinent fashion. As a small business consultant, I have recommended this book to several of my clients who face stiff competition in industries with many ruthless competitors. This book proves that by staying smart, small businesses can have big success.

Badly written, nice tidbits.......2006-01-05

If ever a book screamed for an editor with a big red pen, this is it. Look up prolix, this is what you'll find pictured. It may also be the most redundantly written book I have ever read -- there are essentially three or four points, and they are repeated with small variation several times a paragraph, a page, a chapter -- AAAARGGHHH! Never elaborated, never intensively critiqued, never actually contrasted to how it's done elsewhere -- just restated with a big handful of superlative modifiers.

BUT - I'm about to finish the darn book, and have persisted because there are a number of great, if undeveloped, anecdotes and people, some of them brand new to me, although many are drawn from other books. These tidbits are to the text like raisins are to bran cereal: the only things that make it digestible.

Melodramatic puff piece with some interesting nuggets .......2005-09-07

This book reads as if it were written as a "puff piece" by the internal public relations department of the groups covered in the book. The writing style is way over the top melodramatic and would be embarrassing for a real journalist or serious historian. It is an unsophisticated portrayal of "Unit 8200" and other parts of Israeli intelligence and how certain high tech businesses spun off via members of Unit 8200. There are the nuggets of the book that could've been written and if you can get past the unsophisticated, melodramatic, and cheerleading prose then this book might interest you.

Education and Business...and successuful.......2005-08-15

Recommend for anyone interested in a better understanding of the education (selective)and the successfull in Israel (a small country with many successful in the technology)...

To read... two o three times.... :) I'm in the second.... :-)

Friends Or Rivals .......2005-05-29

I mistakenly thought that this was a book on business, after all it was in the business section at the book store. So I was surprised that what we really get from this author is a real life espionage tail. This book starts off fast and just does not slow down. Equal parts of the credit for the exciting pace of the book must go to the author as well as the audacious story. The book details how the nation of Israel views part of its survival the health of it's economy. Not a terribly original thought, but what they do to make sure it has every edge possible is what makes them and this book stand out.

The book details a number of James Bond like tails of daring deeds that make the reader want to shout "right on" and secretly wish that our government take a few lessons. So this is how a competent spy agency goes about stealing industrial secrets. The book does briefly touch on some of the business aspects, but at its heart this is n espionage book and a darn good one at that. Overall I really enjoyed the book. It was top notch reporting as well as a good job with the writing. If you are interested in Israel, espionage or just how they seem to have so many technological superior products, then pick this book up now.

Spies, Inc. Business Innovation from Israel's Masters of Espionage

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Spies, Inc. Business Innovation from Israel's Masters of Espionage
Perman Stacy
Manufacturer: Prentice Hall Press
ProductGroup: Book
Binding: Hardcover
ASIN: B000UF2C74

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Spies, Inc.: Business Innovation from Israel's Masters of Espionage
Stacy Perman
Manufacturer: FT Press
ProductGroup: Book
Binding: Paperback
ASIN: B000OIRSS0

Book Description

EU data protection law is of great practical relevance for any company doing business in today's global information economy. This book provides a detailed and practical exposition of European data protection law in the context of the issues that arise in electronic commerce and data processing. It analyses the relevant EU legislation and case-law, and makes particular reference to the EU Data Protection Directives as well as to the national regulatory systems in Europe and the US. Numerous examples are taken from practice, and advice is given on how the relevant data protection laws apply to and impact upon business in Europe, the US, and worldwide. Beginning with a detailed description of the legislative process, the book goes on to discuss the basic legal concepts underlying data protection law. It then focuses on how to determine whether EU law applies to particular electronic commerce and online activities, and how to transfer personal data outside Europe so as to comply with EU law. The book also includes a comprehensive analysis of how to deal with complex compliance challenges, including notification of databases, processing of employee data, privacy policies, and website compliance and standardization. The key legislative texts needed to deal with complex data protection issues are included in the appendices, along with forms and precedents, contact information for data protection authorities, and links to useful websites. The book is fully up-to-date with the amendments to the Telecommunications Data Protection Directive passed in the summer of 2002.

Film and Television Distribution and the Internet

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Film and Television Distribution and the Internet
Andrew Sparrow
Manufacturer: Gower Pub Co
ProductGroup: Book
Binding: Hardcover

General | Popular Economics | Business & Investing | Subjects | Books

General | Business & Investing | Subjects | Books

Sports & Entertainment | Industries & Professions | Business & Investing | Subjects | Books

General | Law | Subjects | Books

Business | English Law | Law | Subjects | Books

All Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
ASIN: 0566087367

E-Business Law of the European Union (Allen & Overy Legal Practice, 14)

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E-Business Law of the European Union (Allen & Overy Legal Practice, 14)

Manufacturer: Kluwer Law International
ProductGroup: Book
Binding: Paperback

General | Business & Investing | Subjects | Books

Business Law | Reference | Business & Investing | Subjects | Books

Digital Law | Business & Culture | Computers & Internet | Subjects | Books

Franchising | Business | Law | Subjects | Books

General | Law | Subjects | Books

Science & Technology | Perspectives on Law | Law | Subjects | Books

General | International Law | Law | Subjects | Books

International Law | Law | Professional & Technical | Subjects | Books

All Titles | Qualifying Textbooks - Fall 2007 | Stores | Books
ASIN: 9041119272

Book Description

Doing business over the Internet may raise a wide array of legal questions that can be crucial to the commercial success of the venture. e-Business Law of the European Union contains the text of the EU legislation which is of particular relevance to e- business, covering a broad spectrum of legal issues such as data protection, distance selling, electronic signatures, liability of online intermediates, electronic money, applicable law and jurisdiction in interational disputes.

This publication combines the regulatory initiatives of the various directorates-general of the European Commission (which may also be found on their websites) in one convenient hardcopy volume, making it an essential reference book to any lawyer, business-executive or law student dealing with the legal aspects of e-business. The source materials selected for this publication are explained briefly in a short introductory chapter for those readers not already familiar with this exciting and dynamic subject matter.

Book Description

The enhancement of e-commerce nowadays is one of the important policy issues in the European Union. To this purpose the laws of the EU Member States should be further harmonised. The European Union has adopted a number of Directives relating to different aspects of e-commerce which should be implemented in the laws of the Member States. eDirectives: Guide to European Union Law on E-commerce provides article-by-article comments on four Directives central to the regulation of electronic commerce in the European Union (EU), viz. 97/7/EC on distance selling; 1999/93/EC on electronic signatures; 2000/31/EC on electronic commerce; and, 2001/29/EC on copyright in the information society. In addition, a separate chapter deals with e-commerce and privacy protection, while the opening chapter discusses all other EU initiatives relevant for the regulation of e-commerce. This volume is meant as comprehensive legal source of e-commerce legislation for both academics (LLM-students and academic staff) and practitioners (attorneys, company lawyers, consultants). It is not only of interest for readers in the EU-Member States (because their national law is or is about to be adapted to the EU Directives), but also for readers in aspirant Member States of the EU, as well as for readers in other countries where e-commerce has emerged, like the Unites States of America.

Internet and Electronic Commerce Law in the European Union

Average customer rating:

A bit light, but better than its non-existent competitors!

Internet and Electronic Commerce Law in the European Union
John Dickie
Manufacturer: Hart Publishing (UK)
ProductGroup: Book
Binding: Paperback

Digital Law | Business & Culture | Computers & Internet | Subjects | Books

Culture | Business & Culture | Computers & Internet | Subjects | Books

General | Europe | History | Subjects | Books

Commercial | Business | Law | Subjects | Books

General | Law | Subjects | Books

General & Reference | Technology | Science | Subjects | Books

General | Law | Professional & Technical | Subjects | Books

General | Arts & Photography | Subjects | Books
ASIN: 1841130311

Customer Reviews:

A bit light, but better than its non-existent competitors!.......1999-11-10

This book is a bit on the light side, and occasionally lost me as a non-expert in EU law, but has helped me more than other books on EU Internet law because they total zero! If anyone manages to find something I've missed, please mail me!

Internet Banking and the Law in Europe: Regulation, Financial Integration and Electronic Commerce

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Internet Banking and the Law in Europe: Regulation, Financial Integration and Electronic Commerce
Apostolos Ath. Gkoutzinis
Manufacturer: Cambridge University Press
ProductGroup: Book
Binding: Hardcover

Digital Law | Business & Culture | Computers & Internet | Subjects | Books

General | Administrative Law | Law | Subjects | Books

Banking | Business | Law | Subjects | Books

General | Law | Subjects | Books

General | International Law | Law | Subjects | Books

General | Law | Professional & Technical | Subjects | Books

All Titles | Qualifying Textbooks - Fall 2007 | Stores | Books

Computers & Internet | Qualifying Textbooks - Fall 2007 | Stores | Books

Professional | Qualifying Textbooks - Fall 2007 | Stores | Books
ASIN: 0521860717

Book Description

The European Union has long sought to create a single financial area across Europe where consumers in one country benefit from financial markets and activities in other countries. With the emergence of the Internet as a platform for the provision of online banking services, the creation of a pan-European market for banking services appeared a realistic proposition. In practice, however, this has not happened. This book asks why and argues that the creation of banking markets via the Internet relies on both available technologies and appropriate laws and regulations. The institutional and legal framework for online banking services in the single European market are examined, as is the level of legal harmonization achieved in the UK, France and Germany under the influence of the EU Directives pertaining to online banking activities.

Open EDI and Law in Europe:A Regulatory Framework (Law and Electronic Commerce)

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Beyond electronic commerce

Open EDI and Law in Europe:A Regulatory Framework (Law and Electronic Commerce)
Andreas Mitrakas
Manufacturer: Kluwer Law International
ProductGroup: Book
Binding: Hardcover

Digital Law | Business & Culture | Computers & Internet | Subjects | Books

General | Computers & Internet | Subjects | Books

General | Law | Subjects | Books

General | Intellectual Property | Law | Subjects | Books

General | International Law | Law | Subjects | Books

International Law | Law | Professional & Technical | Subjects | Books
ASIN: 9041104895

Book Description

Electronic commerce applications all allow the transfer of electronic data from one point to another. Open EDI -- a particular application of electronic commerce -- also permits commercial transactions to take place in a fully automated and highly organised trading environment. This volume focuses on open EDI and its relationship with law. When confronted with technology, the typical reaction of the law is to support interpretations and amendments of existing statutes so that old laws can accommodate the change. Open EDI, however, does not fit within this traditional regulatory method. Open EDI permits ad hoc open electronic transactions irrespective of geographical border and jurisdictions among trading partners with no prior trade relationship. By doing so, open EDI limits the possibility of using up-front interchange agreements to address the legal problems of the interchange. It therefore requires the use of legal instruments supported by information technology to overcome legal problems. Openness in an electronic environment has the potential to initiate an unobserved change in law. Possible regulations should address users' need to act in such a trading environment without the inhibition of basic legal concerns. Open EDI and Law in Europe concludes that the challenge of open EDI necessitates working toward a new legal framework based on international law and supported by information technology. This volume will assist lawyers and laypersons concerned with the practical and theoretical aspects of the legal issues of the application of open EDI by pointing out subtle issues in the application of law in this area and by provoking thought regarding possible solutions.

Customer Reviews:

Beyond electronic commerce.......2004-03-03

The emergence of electronic procurement, the UN/CEFACT BCP model and XML based transactions, have brought open EDI back into the monitor of e-business developments.

The stakes are high for those legislations that have not sufficiently embodied electronic means of B2B transactions. To those that have, though the challenges are ahead of them, since there have been no functional examples of legally binding on line negotiation models as yet that could facilitate true automated B2B transactions over open networks.

Book Description

This digital document is an article from Security Management, published by American Society for Industrial Security on February 1, 2001. The length of the article is 443 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: Companies Steer Toward a Safe Harbor.(Americans comply with European Union privacy rules)(Brief Article)
Author: Peter Piazza
Publication: Security Management (Refereed)
Date: February 1, 2001
Publisher: American Society for Industrial Security
Volume: 45 Issue: 2 Page: 34

Article Type: Brief Article

Distributed by Thomson Gale

Bridging the transatlantic digital divide (U.S.-France analysis)

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Bridging the transatlantic digital divide (U.S.-France analysis)
Ethan B Kapstein
Manufacturer: Brookings Institution Center on the United States and France
ProductGroup: Book
Binding: Unknown Binding

General | Computers & Internet | Subjects | Books
ASIN: B0006RKK8E

Amazon.com

Astronomers confirmed the existence of planets outside our own solar system relatively recently--in 1992. Their long-anticipated discovery was hardly a surprise, but was quite a while in coming. Nobody has found an Earth-like world that is able to sustain life as we know it, but it seems only a matter of time before that happens. Meanwhile, Planet Quest explains the science behind the search for new planets. Readers who need to brush up on the basics of their own solar system will find a helpful introductory chapter, as well as an interesting discussion of why there is probably no "Planet X" orbiting the Sun beyond Pluto. The bulk of the book, of course, is devoted to extrasolar worlds and the planet hunters who seek them.

Book Description

A leading astronomer provides an “excellent introduction” (New York Times Book Review) to the search for faraway planets and extraterrestrial life-a “fascinating” guide (Astronomy) that is “everything a good science-for-the-public book should be” (Cleveland Plain Dealer). Black-and-white photographs.

Customer Reviews:

Most enjoyable and readable.......2007-09-03

This is one of the most enjoyable and most readable books I've read on any aspect of astronomy. It does show that some planetary astronomers are a bit more human than they ought to be, putting fame ahead of knowledge, but at least they're fussing about something that might conceivably be useful (but hardly, right?) and not about how old Time is, or how to convince me that there is no center to the universe although 'it did so start with an explosion!'. Much of astronomy, and all of cosmology, is just a big boondoggle for smart graduate students and their mentors, but at least the ones Ken Croswell writes about are almost 'down to earth'.

Accessible, humanizing book on the search for planets.......2002-02-02

This is an excellent book on the given subject, covering the history of the search for other planets in a technically proficient but accessible way. Croswell frequently brings in the scientists involved and lets us hear what they have to say. Since the search for planets has often been controversial, this makes for exciting reading sometimes, as two leaders in the field take turns taking potshots at each other.

Mostly, though, it brings more of a human face to this arcane endeavor. Croswell also takes pains to explain how the search is progressing and how so many false alarms have managed to take place over the years.

Again, an excellent book.

Planet Quest: Great for beginners!.......2001-06-13

Planet Quest is a great book for all you armchair astronomers who want to learn more! I am not an astronomer or even an amateur astronomer, in fact, Planet Quest is only the Third book I've read on the subject but my interest is growing. Planet Quest is very easy to understand because all of the scientific jargon is followed by words and explanations that beginners, like you and me, can follow. Read this book, you won't be disappointed!

Easy Read: It moves you forward.......2000-04-06

I generally liked this book. I will mention here that the author does tend to write in all the politics amongst the different astronomers and their institutions, making these people real and their discoveries intriguing. However, the bitterness he dotes on gets tiring in some places. Also, he writes to keep you in suspence and only a few times does the anticipation get annoying.

Excellent, detailed, informative and a good read........1999-10-24

Ken Croswell's book, "Planet Quest" is a must for anyone interested in the search for planets outside of the solar system. The book reads well, telling a fascinating story from the beginnings of speculation about the existence of alien worlds right up to the present when information is coming to us all the time about strange new worlds around distant stars. Anybody with an interest in the possibilities of life elsewhere must read this book.

PLANET QUEST; THE EPIC DISCOVERY OF ALIEN SOLAR SYSTEMS

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PLANET QUEST; THE EPIC DISCOVERY OF ALIEN SOLAR SYSTEMS
Ken Croswell
Manufacturer: Oxford University Press
ProductGroup: Book
Binding: Paperback
ASIN: B000OKPOZW

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